Health Insurance

Health Insurance Plans


Fill the details for Quotation : Step 1 of 3

Fill the details for Quotation - Step 2 of 3
Fill the details for Quotation - Step 3 of 3

What is Health Insurance ?

Health Insurance is an insurance policy that ensures that you get cashless treatment or expense reimbursement, in case you fall ill. It is a contract between a general insurance company and an individual, which provides coverage for the expenses incurred when availing healthcare or medical treatment at the hospital. However, the insurance company would pay for your treatment if the medical condition/emergency is covered by your policy. The premiums payable towards such an insurance policy have tax benefits under section 80D of Income Tax Act, 1961.

Our Health Guard policy takes care of your hospitalization expenses also offers a wide coverage of pre & post hospitalization expenses.

Bajaj Allianz's Health Guard Individual option plan is designed to suit all your health care needs. It takes care of the expensive medical treatment incurred during hospitalization resulting from serious illness or accident.

It takes care of the expensive medical treatment incurred during hospitalization resulting from serious illness or accident.

Your health is precious to you - it enables you to live your life the way you please. But a sudden illness or accident can put a stop to your way of living and empty your savings. Protect yourself with the Bajaj Allianz Health Guard (individual option) - an all-round policy that covers you against medical expenses including hospitalization, in the event that you fall ill or have an accident. Now you don't ever have to worry about not having enough money for treatment in case things go wrong.


A perfect Health protection plan for you and your family. Covers pre and post hospitalization expenses and also ambulance charges in case of an emergency.

In these times of rising medical costs, Bajaj Allianz's Health Guard- Family Floater Option is the perfect health protection for you and your family. It takes care of the expensive medical treatment incurred during hospitalization resulting from serious illness or accident. You want to protect your family, but rising medical expenses mean that an unforeseen accident or illness can put your savings - and their future - in jeopardy. Protect your family with the Bajaj Allianz Health Guard Family Floater option. This all-round health insurance policy covers you and your family against medical expenses such as hospitalization, doctor's consultation, diagnostic tests, medicines, ambulance, etc. Now you never have to worry about running out of cash when it comes to your family's treatment.


Bajaj Allianz's Silver Health Plan for senior citizens protects you and your spouse in case you need expensive medical care.

Health care costs are high and getting higher. As the age of an individual increases, the health care costs increase manifold and become a burden on the individual. Senior citizens have to pay out of their hard-earned savings to meet the expenses. Bajaj Allianz's Silver Health Plan for senior citizens protects you and your spouse in case you need expensive medical care.

Be secure in your later years:-

  •         1. Pre-existing illnesses covered
  •         2. In-house Health Claim Administration Team
  •         3. Cashless facility
  •         4. expertise
  •         5. Quick disbursement of claims
  •         6. Innovative packages to match individual needs

A unique health insurance plan that allows you to extend your existing health insurance cover. If the sum insured of your existing health insurance plan does not suffice for expenses due to illness or accidents, the Extra Care health insurance policy takes care of the additional hospitalization expenses.

As health expenses increase, you may find that your base health insurance is no longer sufficient for your needs. A serious illness or accident can require long term care and complicated treatment that can quickly become expensive and exhaust your health cover. What do you do then? Bajaj Allianz Extra Care extends your health insurance cover that ensures you do not run short of money if your health insurance policy runs out. Secure yourself with Extra Care and never worry about medical expenses again.


The increasing healthcare cost has made medical treatment or hospitalization very expensive. Health insurance prevents a medical emergency from turning into a financial emergency. It ensures that health care needs of one are taken care of without depleting one’s savings and compromising on one’s future goals. The contract of health insurance or medical insurance requires the insurer to pay some or all of one’s health care costs in exchange of a periodic premium. Additional benefits of health insurance policies include regular health check-ups, cashless treatment across a network of hospitals, pre and post hospitalization expense reimbursement etc. Health insurance policies allow you save thousands on taxes under section 80D of Income Tax Act, 1961. The premiums paid towards the policy reduce your annual tax liability, thereby reducing your taxable income per year.


Health insurance comes with dual benefits where you get a health cover as well as save on tax under section 80(D). With increasing risk of medical emergencies due to modern lifestyle patterns and exorbitant medical expenses, health insurance is important so that you do not compromise on a good medical treatment. Health Insurance provides protection to your family and yourself with hospitalization in best hospitals along with best medical facilities. Good medical treatment is necessary for fast recovery. This is why everyone needs health insurance.




Catalog